What if repair cost more than insurance estimate?
What if repair cost more than insurance estimate? If the insurance company estimate and payout is greater than the cost to fix the vehicle… that money is yours. However, most insurance companies will make checks payable to the body shop you choose to work with - or - the insured and the bank in order to protect the lienholder's interest. Where can I get a repair estimate for my car? You can bring your damaged vehicle to an auto body repair shop for a repair estimate. It’s always best to seek out multiple opinions. Include these estimates in your demand...