What is coverage for pre-existing conditions?
What is coverage for pre-existing conditions? Under current law, health insurance companies can't refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. These rules went into effect for plan years beginning on or after January 1, 2014. Can a person get life insurance after getting a pre-existing condition diagnosis? These chronic conditions range from asthma, to diabetes, to heart disease. Can you buy life insurance after such a diagnosis? The fortunate answer for many people is: Yes. It...