What is the downside to using SoFi money?
What is the downside to using SoFi money? Downsides. Fees for cash deposits. Cash deposits are accepted only at Green Dot locations. There is a fee of up to $4.95 for each cash deposit. How do you get the lowest rate on SoFi? 5 Point Plan for Getting a Low RateCheck your credit. Although some companies consider your credit score as refinancing criteria, SoFi doesn't. Take a hard look at your cost of living. It's a fact—some cities are more expensive to live in than others. Give lenders a complete history. Show all your income. Be flexible. How do you...