Is 75% a good LTV?
Is 75% a good LTV? A 75% LTV mortgage is at the lower middle end of the typical range – usually, lenders offer LTVs between 50% and 95%. With a 75% LTV, lenders are taking on less of a risk, so you'll have a wide range of competitive options to choose from, with better deals and a lower total cost than you would with higher LTVs. What is the minimum LTV for a buy-to-let mortgage? Nearly all lenders have currently pulled their 90% LTV buy to let mortgages from the market as a result, requiring borrowers to have at least...