What happens to the merchant if you dispute a charge?
What happens to the merchant if you dispute a charge? If your issuer accepts the dispute, they'll pass it on to the card network, such as Visa, Mastercard, American Express or Discover, and you may receive a temporary account credit. The card network reviews the transaction and either requires your card issuer to pay or sends the dispute to the merchant's acquiring bank. How does a dispute work with Chase? You're not out any money during a dispute like you would be after paying with a debit card. Chase will investigate the charge and contact the merchant. Successful dispute: Chase...